Your car insurance may or may not cover water damage, depending on your chosen package. Read on to know more.

Depending on the cause, comprehensive car insurance policies may cover particular kinds of vehicle water damage. For instance, comprehensive coverage pays for replacements or repairs if your car is damaged by hail or flooding; it also covers water damage brought on by maintenance problems. However, the insurance provider might not reimburse you if a human error caused water damage to your car. Read the policy’s terms and conditions thoroughly before purchasing. While purchasing insurance, you can utilise an app to save on car insurance. ##

An insurance provider offers fully comprehensive insurance. It covers losses and shields your car from disasters caused by nature. Typically, full coverage is optional, but filing a claim with your car insurance will help you avoid a total loss. You can utilise an app for car insurance to manage all the aspects of it. Claims are subject to terms and conditions set forth under the car insurance policy.^

Is Comprehensive Insurance Able To Cover Hailstorm-Related Water Damage?

Generally speaking, comprehensive car insurance can shield your car from hail. It includes repairing and replacing any car parts the hailstorm has seriously damaged. Any car owner can find water damage annoying, but comprehensive insurance can assist you in paying for it. Your insurance provider can assist you in determining your coverage and locating an appropriate network garage for you if hail damages your car. Claims are subject to terms and conditions set forth under the car insurance policy.

Does Comprehensive Insurance Cover Flooding?

Heavy rain can enter the engine and interior of the vehicle during a flood, raising the water level and causing significant damage. Improperly sealed windows, doors, and skylights can let water into your car during periods of heavy rain. When your insurance company decides to replace the entire car and give you compensation comparable to the vehicle’s value, this is a total loss. In most cases, a comprehensive car insurance policy will cover flood damage. Comprehensive insurance can assist in protecting the amortised cost of a replacement vehicle if flooding damages your car. It will enable you to offer better refunds or repairs for the damaged car’s components. ##

Your insurance provider typically advises purchasing a comprehensive car insurance plan with extra coverage options like engine protection. Ask your insurance provider if they are included in your package or not.

Losses brought on by accidents and natural disasters like floods, hurricanes, hailstorms, etc., are covered by comprehensive car insurance. This policy does, however, contain exclusions as well. Engine protection, for instance, has additional add-on costs. The comprehensive car insurance will not cover damage to the engine caused by attempting to start a car that has been flooded. *

Generally speaking, the policies differ between insurance providers. Therefore, before applying an approach, read the terms and conditions carefully. Request information about comprehensive coverage for your vehicle by calling your insurer, and also remember to carry out the car insurance renewal online process on time to avail of benefits.

Get insured anytime, anywhere! Check out the Bajaj Allianz General Insurance website to learn more and download the app now.

* Standard T&C Apply

## All savings are provided by the insurer as per the IRDAI-approved insurance plan. Standard T&C apply

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.